> For the complete documentation index, see [llms.txt](https://partner.doc.bunq.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://partner.doc.bunq.com/documentation/bunq-as-a-service/chapter-6-cards/3ds-and-payments.md).

# 3DS and Payments

## List Mastercard Actions

> List the card transactions (Mastercard actions) for a monetary account.<br>

```json
{"openapi":"3.1.0","info":{"title":"bunq Partner API","version":"1.0.0"},"tags":[{"name":"Card Management","description":"Credit and debit card creation and management"}],"servers":[{"url":"https://partner-api.sandbox.bunq.com","description":"Sandbox Partner API Server"},{"url":"https://api.partner.bunq.com","description":"Production Partner API Server"}],"security":[{"SessionAuth":[]},{"ClientSignature":[]}],"components":{"securitySchemes":{"SessionAuth":{"type":"apiKey","in":"header","name":"X-Bunq-Client-Authentication","description":"Session token received from POST /session-server"},"ClientSignature":{"type":"apiKey","in":"header","name":"X-Bunq-Client-Signature","description":"HMAC-SHA256 signature of request body using private key"}},"parameters":{"CacheControl":{"name":"Cache-Control","in":"header","required":false,"schema":{"type":"string","default":"no-cache"}},"UserAgent":{"name":"User-Agent","in":"header","required":false,"schema":{"type":"string"}},"BunqLanguage":{"name":"X-Bunq-Language","in":"header","required":false,"schema":{"type":"string","default":"en_US"}},"BunqRegion":{"name":"X-Bunq-Region","in":"header","required":false,"schema":{"type":"string","default":"NL"}},"BunqGeolocation":{"name":"X-Bunq-Geolocation","in":"header","required":false,"schema":{"type":"string"}},"BunqClientRequestId":{"name":"X-Bunq-Client-Request-Id","in":"header","required":false,"schema":{"type":"string"}},"BunqClientAuthentication":{"name":"X-Bunq-Client-Authentication","in":"header","required":true,"schema":{"type":"string","description":"Session token from POST /session-server"}},"BunqClientSignature":{"name":"X-Bunq-Client-Signature","in":"header","required":true,"schema":{"type":"string","description":"HMAC-SHA256 signature of request"}}},"schemas":{"MasterCardAction":{"type":"object","properties":{"id":{"type":"integer"},"created":{"type":"string","format":"date-time"},"updated":{"type":"string","format":"date-time"},"monetary_account_id":{"type":"integer"},"card_id":{"type":"integer"},"amount_local":{"type":"object","properties":{"value":{"type":"string"},"currency":{"type":"string"}}},"amount_billing":{"type":"object","properties":{"value":{"type":"string"},"currency":{"type":"string"}}},"amount_original_local":{"type":"object","properties":{"value":{"type":"string"},"currency":{"type":"string"}}},"amount_original_billing":{"type":"object","properties":{"value":{"type":"string"},"currency":{"type":"string"}}},"decision":{"type":"string","description":"Why the transaction was denied, if it was denied, or just ALLOWED."},"payment_status":{"type":"string"},"decision_description":{"type":"string","description":"Empty if allowed, otherwise a textual explanation of why it was denied."},"description":{"type":"string"},"authorisation_status":{"type":"string"},"authorisation_type":{"type":"string"},"pan_entry_mode_user":{"type":"string","description":"Can be ATM, ICC, MAGNETIC_STRIPE or E_COMMERCE."},"settlement_status":{"type":"string"},"clearing_status":{"type":"string"},"city":{"type":"string"},"alias":{"type":"object","description":"The monetary account label of the account this action is created for.","properties":{"iban":{"type":"string"},"display_name":{"type":"string"}}},"counterparty_alias":{"type":"object","description":"The monetary account label of the counterparty.","properties":{"display_name":{"type":"string"}}},"label_card":{"type":"object","properties":{"type":{"type":"string"},"second_line":{"type":"string"}}},"merchant_id":{"type":"string"},"merchant_category_code":{"type":"string"},"wallet_provider_id":{"type":"string","description":"420 = bunq Android app with Tap&Pay; 103 = Apple Pay."},"applied_limit":{"type":"string"},"additional_authentication_status":{"type":"string","description":"The status of the additional authentication (3DS) performed by the user."}}},"Pagination":{"type":"object","properties":{"future_url":{"type":["string","null"],"description":"URL to poll for results newer than the current real-time window (useful for long-polling; null if not applicable)."},"newer_url":{"type":["string","null"],"description":"URL to fetch the next newer page relative to the current result set (null if at newest page)."},"older_url":{"type":["string","null"],"description":"URL to fetch an older page (null if none)."}}}}},"paths":{"/user/{userId}/monetary-account/{accountId}/mastercard-action":{"get":{"tags":["Card Management"],"summary":"List Mastercard Actions","description":"List the card transactions (Mastercard actions) for a monetary account.\n","parameters":[{"name":"userId","in":"path","required":true,"schema":{"type":"integer"}},{"name":"accountId","in":"path","required":true,"schema":{"type":"integer"}},{"$ref":"#/components/parameters/CacheControl"},{"$ref":"#/components/parameters/UserAgent"},{"$ref":"#/components/parameters/BunqLanguage"},{"$ref":"#/components/parameters/BunqRegion"},{"$ref":"#/components/parameters/BunqGeolocation"},{"$ref":"#/components/parameters/BunqClientRequestId"},{"$ref":"#/components/parameters/BunqClientAuthentication"},{"$ref":"#/components/parameters/BunqClientSignature"}],"responses":{"200":{"description":"List of card transactions","content":{"application/json":{"schema":{"type":"object","properties":{"Response":{"type":"array","items":{"type":"object","properties":{"MasterCardAction":{"$ref":"#/components/schemas/MasterCardAction"}}}},"Pagination":{"$ref":"#/components/schemas/Pagination"}}}}}}}}}}}
```

## Get Mastercard Action Details

> Get the details of a specific card transaction.

```json
{"openapi":"3.1.0","info":{"title":"bunq Partner API","version":"1.0.0"},"tags":[{"name":"Card Management","description":"Credit and debit card creation and management"}],"servers":[{"url":"https://partner-api.sandbox.bunq.com","description":"Sandbox Partner API Server"},{"url":"https://api.partner.bunq.com","description":"Production Partner API Server"}],"security":[{"SessionAuth":[]},{"ClientSignature":[]}],"components":{"securitySchemes":{"SessionAuth":{"type":"apiKey","in":"header","name":"X-Bunq-Client-Authentication","description":"Session token received from POST /session-server"},"ClientSignature":{"type":"apiKey","in":"header","name":"X-Bunq-Client-Signature","description":"HMAC-SHA256 signature of request body using private key"}},"parameters":{"CacheControl":{"name":"Cache-Control","in":"header","required":false,"schema":{"type":"string","default":"no-cache"}},"UserAgent":{"name":"User-Agent","in":"header","required":false,"schema":{"type":"string"}},"BunqLanguage":{"name":"X-Bunq-Language","in":"header","required":false,"schema":{"type":"string","default":"en_US"}},"BunqRegion":{"name":"X-Bunq-Region","in":"header","required":false,"schema":{"type":"string","default":"NL"}},"BunqGeolocation":{"name":"X-Bunq-Geolocation","in":"header","required":false,"schema":{"type":"string"}},"BunqClientRequestId":{"name":"X-Bunq-Client-Request-Id","in":"header","required":false,"schema":{"type":"string"}},"BunqClientAuthentication":{"name":"X-Bunq-Client-Authentication","in":"header","required":true,"schema":{"type":"string","description":"Session token from POST /session-server"}},"BunqClientSignature":{"name":"X-Bunq-Client-Signature","in":"header","required":true,"schema":{"type":"string","description":"HMAC-SHA256 signature of request"}}},"schemas":{"MasterCardAction":{"type":"object","properties":{"id":{"type":"integer"},"created":{"type":"string","format":"date-time"},"updated":{"type":"string","format":"date-time"},"monetary_account_id":{"type":"integer"},"card_id":{"type":"integer"},"amount_local":{"type":"object","properties":{"value":{"type":"string"},"currency":{"type":"string"}}},"amount_billing":{"type":"object","properties":{"value":{"type":"string"},"currency":{"type":"string"}}},"amount_original_local":{"type":"object","properties":{"value":{"type":"string"},"currency":{"type":"string"}}},"amount_original_billing":{"type":"object","properties":{"value":{"type":"string"},"currency":{"type":"string"}}},"decision":{"type":"string","description":"Why the transaction was denied, if it was denied, or just ALLOWED."},"payment_status":{"type":"string"},"decision_description":{"type":"string","description":"Empty if allowed, otherwise a textual explanation of why it was denied."},"description":{"type":"string"},"authorisation_status":{"type":"string"},"authorisation_type":{"type":"string"},"pan_entry_mode_user":{"type":"string","description":"Can be ATM, ICC, MAGNETIC_STRIPE or E_COMMERCE."},"settlement_status":{"type":"string"},"clearing_status":{"type":"string"},"city":{"type":"string"},"alias":{"type":"object","description":"The monetary account label of the account this action is created for.","properties":{"iban":{"type":"string"},"display_name":{"type":"string"}}},"counterparty_alias":{"type":"object","description":"The monetary account label of the counterparty.","properties":{"display_name":{"type":"string"}}},"label_card":{"type":"object","properties":{"type":{"type":"string"},"second_line":{"type":"string"}}},"merchant_id":{"type":"string"},"merchant_category_code":{"type":"string"},"wallet_provider_id":{"type":"string","description":"420 = bunq Android app with Tap&Pay; 103 = Apple Pay."},"applied_limit":{"type":"string"},"additional_authentication_status":{"type":"string","description":"The status of the additional authentication (3DS) performed by the user."}}}}},"paths":{"/user/{userId}/monetary-account/{accountId}/mastercard-action/{mastercardActionId}":{"get":{"tags":["Card Management"],"summary":"Get Mastercard Action Details","description":"Get the details of a specific card transaction.","parameters":[{"name":"userId","in":"path","required":true,"schema":{"type":"integer"}},{"name":"accountId","in":"path","required":true,"schema":{"type":"integer"}},{"name":"mastercardActionId","in":"path","required":true,"schema":{"type":"integer"}},{"$ref":"#/components/parameters/CacheControl"},{"$ref":"#/components/parameters/UserAgent"},{"$ref":"#/components/parameters/BunqLanguage"},{"$ref":"#/components/parameters/BunqRegion"},{"$ref":"#/components/parameters/BunqGeolocation"},{"$ref":"#/components/parameters/BunqClientRequestId"},{"$ref":"#/components/parameters/BunqClientAuthentication"},{"$ref":"#/components/parameters/BunqClientSignature"}],"responses":{"200":{"description":"Card transaction details","content":{"application/json":{"schema":{"type":"object","properties":{"Response":{"type":"array","items":{"type":"object","properties":{"MasterCardAction":{"$ref":"#/components/schemas/MasterCardAction"}}}}}}}}}}}}}}
```

## List Challenge Requests

> List the Mastercard Identity Check (3DS) challenge requests for a user.<br>

```json
{"openapi":"3.1.0","info":{"title":"bunq Partner API","version":"1.0.0"},"tags":[{"name":"Card Management","description":"Credit and debit card creation and management"}],"servers":[{"url":"https://partner-api.sandbox.bunq.com","description":"Sandbox Partner API Server"},{"url":"https://api.partner.bunq.com","description":"Production Partner API Server"}],"security":[{"SessionAuth":[]},{"ClientSignature":[]}],"components":{"securitySchemes":{"SessionAuth":{"type":"apiKey","in":"header","name":"X-Bunq-Client-Authentication","description":"Session token received from POST /session-server"},"ClientSignature":{"type":"apiKey","in":"header","name":"X-Bunq-Client-Signature","description":"HMAC-SHA256 signature of request body using private key"}},"parameters":{"CacheControl":{"name":"Cache-Control","in":"header","required":false,"schema":{"type":"string","default":"no-cache"}},"UserAgent":{"name":"User-Agent","in":"header","required":false,"schema":{"type":"string"}},"BunqLanguage":{"name":"X-Bunq-Language","in":"header","required":false,"schema":{"type":"string","default":"en_US"}},"BunqRegion":{"name":"X-Bunq-Region","in":"header","required":false,"schema":{"type":"string","default":"NL"}},"BunqGeolocation":{"name":"X-Bunq-Geolocation","in":"header","required":false,"schema":{"type":"string"}},"BunqClientRequestId":{"name":"X-Bunq-Client-Request-Id","in":"header","required":false,"schema":{"type":"string"}},"BunqClientAuthentication":{"name":"X-Bunq-Client-Authentication","in":"header","required":true,"schema":{"type":"string","description":"Session token from POST /session-server"}},"BunqClientSignature":{"name":"X-Bunq-Client-Signature","in":"header","required":true,"schema":{"type":"string","description":"HMAC-SHA256 signature of request"}}},"schemas":{"MasterCardIdentityCheckChallengeRequest":{"type":"object","properties":{"amount":{"type":"string","description":"The transaction amount."},"expiry_time":{"type":"string","format":"date-time","description":"When the identity check expires."},"description":{"type":"string","description":"The description of the purchase. NULL if no description is given.","nullable":true},"status":{"type":"string","enum":["PENDING","ACCEPTED","REJECTED","EXPIRED"]},"decision_description":{"type":"string","description":"Textual explanation of the decision."},"decision_description_translated":{"type":"string","description":"Textual explanation of the decision in the user's language."},"url_merchant_app":{"type":"string","description":"The return url for the merchant app after the challenge is accepted or rejected."},"counterparty_alias":{"type":"object","properties":{"display_name":{"type":"string"}}},"event_id":{"type":"integer","description":"The ID of the latest event for the identity check."},"card_id":{"type":"integer","nullable":true,"description":"The ID of the card used for the authentication request."},"monetary_account_id":{"type":"integer","nullable":true,"description":"The ID of the monetary account the transaction will be charged from.\nNULL when no account was selected on approval, in which case the account is\ndetermined automatically (savings auto-route, or the card's primary account).\n"}}},"Pagination":{"type":"object","properties":{"future_url":{"type":["string","null"],"description":"URL to poll for results newer than the current real-time window (useful for long-polling; null if not applicable)."},"newer_url":{"type":["string","null"],"description":"URL to fetch the next newer page relative to the current result set (null if at newest page)."},"older_url":{"type":["string","null"],"description":"URL to fetch an older page (null if none)."}}}}},"paths":{"/user/{userId}/challenge-request":{"get":{"tags":["Card Management"],"summary":"List Challenge Requests","description":"List the Mastercard Identity Check (3DS) challenge requests for a user.\n","parameters":[{"name":"userId","in":"path","required":true,"schema":{"type":"integer"}},{"name":"status","in":"query","required":false,"description":"The status of the challenge, comma separated for multiple values.","schema":{"type":"string"}},{"$ref":"#/components/parameters/CacheControl"},{"$ref":"#/components/parameters/UserAgent"},{"$ref":"#/components/parameters/BunqLanguage"},{"$ref":"#/components/parameters/BunqRegion"},{"$ref":"#/components/parameters/BunqGeolocation"},{"$ref":"#/components/parameters/BunqClientRequestId"},{"$ref":"#/components/parameters/BunqClientAuthentication"},{"$ref":"#/components/parameters/BunqClientSignature"}],"responses":{"200":{"description":"List of challenge requests","content":{"application/json":{"schema":{"type":"object","properties":{"Response":{"type":"array","items":{"type":"object","properties":{"MasterCardIdentityCheckChallengeRequest":{"$ref":"#/components/schemas/MasterCardIdentityCheckChallengeRequest"}}}},"Pagination":{"$ref":"#/components/schemas/Pagination"}}}}}}}}}}}
```

## Update Challenge Request

> Accept or reject a Mastercard Identity Check (3DS) challenge request.\
> \
> When accepting, you may optionally pass \`monetary\_account\_id\` to choose which account\
> the follow-up transaction is charged from. When omitted, the account is determined\
> automatically: by savings auto-route if the user has it enabled, otherwise the card's\
> primary account.\
> \
> On acceptance the available balance of the selected account (or the automatically\
> determined one) is checked against the transaction amount. If it is insufficient the\
> approval is rejected with a \`400\` and the challenge request keeps its current status,\
> so it can be retried against a different account.<br>

```json
{"openapi":"3.1.0","info":{"title":"bunq Partner API","version":"1.0.0"},"tags":[{"name":"Card Management","description":"Credit and debit card creation and management"}],"servers":[{"url":"https://partner-api.sandbox.bunq.com","description":"Sandbox Partner API Server"},{"url":"https://api.partner.bunq.com","description":"Production Partner API Server"}],"security":[{"SessionAuth":[]},{"ClientSignature":[]}],"components":{"securitySchemes":{"SessionAuth":{"type":"apiKey","in":"header","name":"X-Bunq-Client-Authentication","description":"Session token received from POST /session-server"},"ClientSignature":{"type":"apiKey","in":"header","name":"X-Bunq-Client-Signature","description":"HMAC-SHA256 signature of request body using private key"}},"parameters":{"CacheControl":{"name":"Cache-Control","in":"header","required":false,"schema":{"type":"string","default":"no-cache"}},"UserAgent":{"name":"User-Agent","in":"header","required":false,"schema":{"type":"string"}},"BunqLanguage":{"name":"X-Bunq-Language","in":"header","required":false,"schema":{"type":"string","default":"en_US"}},"BunqRegion":{"name":"X-Bunq-Region","in":"header","required":false,"schema":{"type":"string","default":"NL"}},"BunqGeolocation":{"name":"X-Bunq-Geolocation","in":"header","required":false,"schema":{"type":"string"}},"BunqClientRequestId":{"name":"X-Bunq-Client-Request-Id","in":"header","required":false,"schema":{"type":"string"}},"BunqClientAuthentication":{"name":"X-Bunq-Client-Authentication","in":"header","required":true,"schema":{"type":"string","description":"Session token from POST /session-server"}},"BunqClientSignature":{"name":"X-Bunq-Client-Signature","in":"header","required":true,"schema":{"type":"string","description":"HMAC-SHA256 signature of request"}}},"schemas":{"Id":{"type":"object","properties":{"id":{"type":"integer","description":"The ID of the created resource"}}}}},"paths":{"/user/{userId}/challenge-request/{challengeRequestId}":{"put":{"tags":["Card Management"],"summary":"Update Challenge Request","description":"Accept or reject a Mastercard Identity Check (3DS) challenge request.\n\nWhen accepting, you may optionally pass `monetary_account_id` to choose which account\nthe follow-up transaction is charged from. When omitted, the account is determined\nautomatically: by savings auto-route if the user has it enabled, otherwise the card's\nprimary account.\n\nOn acceptance the available balance of the selected account (or the automatically\ndetermined one) is checked against the transaction amount. If it is insufficient the\napproval is rejected with a `400` and the challenge request keeps its current status,\nso it can be retried against a different account.\n","parameters":[{"name":"userId","in":"path","required":true,"schema":{"type":"integer"}},{"name":"challengeRequestId","in":"path","required":true,"schema":{"type":"integer"}},{"$ref":"#/components/parameters/CacheControl"},{"$ref":"#/components/parameters/UserAgent"},{"$ref":"#/components/parameters/BunqLanguage"},{"$ref":"#/components/parameters/BunqRegion"},{"$ref":"#/components/parameters/BunqGeolocation"},{"$ref":"#/components/parameters/BunqClientRequestId"},{"$ref":"#/components/parameters/BunqClientAuthentication"},{"$ref":"#/components/parameters/BunqClientSignature"}],"requestBody":{"required":true,"content":{"application/json":{"schema":{"type":"object","required":["status"],"properties":{"status":{"type":"string","enum":["ACCEPTED_PENDING_RESPONSE","REJECTED_PENDING_RESPONSE"],"description":"The status of the identity check."},"monetary_account_id":{"type":"integer","nullable":true,"description":"The monetary account the transaction should be charged from. Optional, and\nonly meaningful when accepting. When omitted the account is determined\nautomatically.\n"}}}}}},"responses":{"200":{"description":"Challenge request updated successfully","content":{"application/json":{"schema":{"type":"object","properties":{"Response":{"type":"array","items":{"type":"object","properties":{"Id":{"$ref":"#/components/schemas/Id"}}}}}}}}},"400":{"description":"The selected account — or, when none was selected, the automatically determined\none — does not have enough money to complete the payment. The challenge request\nstatus is left unchanged.\n","content":{"application/json":{"schema":{"type":"object","properties":{"Error":{"type":"array","items":{"type":"object","properties":{"error_description":{"type":"string"},"error_description_translated":{"type":"string"}}}}}}}}}}}}}}
```

## Get Challenge Request Details

> Get the details of a specific Mastercard Identity Check challenge request.

```json
{"openapi":"3.1.0","info":{"title":"bunq Partner API","version":"1.0.0"},"tags":[{"name":"Card Management","description":"Credit and debit card creation and management"}],"servers":[{"url":"https://partner-api.sandbox.bunq.com","description":"Sandbox Partner API Server"},{"url":"https://api.partner.bunq.com","description":"Production Partner API Server"}],"security":[{"SessionAuth":[]},{"ClientSignature":[]}],"components":{"securitySchemes":{"SessionAuth":{"type":"apiKey","in":"header","name":"X-Bunq-Client-Authentication","description":"Session token received from POST /session-server"},"ClientSignature":{"type":"apiKey","in":"header","name":"X-Bunq-Client-Signature","description":"HMAC-SHA256 signature of request body using private key"}},"parameters":{"CacheControl":{"name":"Cache-Control","in":"header","required":false,"schema":{"type":"string","default":"no-cache"}},"UserAgent":{"name":"User-Agent","in":"header","required":false,"schema":{"type":"string"}},"BunqLanguage":{"name":"X-Bunq-Language","in":"header","required":false,"schema":{"type":"string","default":"en_US"}},"BunqRegion":{"name":"X-Bunq-Region","in":"header","required":false,"schema":{"type":"string","default":"NL"}},"BunqGeolocation":{"name":"X-Bunq-Geolocation","in":"header","required":false,"schema":{"type":"string"}},"BunqClientRequestId":{"name":"X-Bunq-Client-Request-Id","in":"header","required":false,"schema":{"type":"string"}},"BunqClientAuthentication":{"name":"X-Bunq-Client-Authentication","in":"header","required":true,"schema":{"type":"string","description":"Session token from POST /session-server"}},"BunqClientSignature":{"name":"X-Bunq-Client-Signature","in":"header","required":true,"schema":{"type":"string","description":"HMAC-SHA256 signature of request"}}},"schemas":{"MasterCardIdentityCheckChallengeRequest":{"type":"object","properties":{"amount":{"type":"string","description":"The transaction amount."},"expiry_time":{"type":"string","format":"date-time","description":"When the identity check expires."},"description":{"type":"string","description":"The description of the purchase. NULL if no description is given.","nullable":true},"status":{"type":"string","enum":["PENDING","ACCEPTED","REJECTED","EXPIRED"]},"decision_description":{"type":"string","description":"Textual explanation of the decision."},"decision_description_translated":{"type":"string","description":"Textual explanation of the decision in the user's language."},"url_merchant_app":{"type":"string","description":"The return url for the merchant app after the challenge is accepted or rejected."},"counterparty_alias":{"type":"object","properties":{"display_name":{"type":"string"}}},"event_id":{"type":"integer","description":"The ID of the latest event for the identity check."},"card_id":{"type":"integer","nullable":true,"description":"The ID of the card used for the authentication request."},"monetary_account_id":{"type":"integer","nullable":true,"description":"The ID of the monetary account the transaction will be charged from.\nNULL when no account was selected on approval, in which case the account is\ndetermined automatically (savings auto-route, or the card's primary account).\n"}}}}},"paths":{"/user/{userId}/challenge-request/{challengeRequestId}":{"get":{"tags":["Card Management"],"summary":"Get Challenge Request Details","description":"Get the details of a specific Mastercard Identity Check challenge request.","parameters":[{"name":"userId","in":"path","required":true,"schema":{"type":"integer"}},{"name":"challengeRequestId","in":"path","required":true,"schema":{"type":"integer"}},{"$ref":"#/components/parameters/CacheControl"},{"$ref":"#/components/parameters/UserAgent"},{"$ref":"#/components/parameters/BunqLanguage"},{"$ref":"#/components/parameters/BunqRegion"},{"$ref":"#/components/parameters/BunqGeolocation"},{"$ref":"#/components/parameters/BunqClientRequestId"},{"$ref":"#/components/parameters/BunqClientAuthentication"},{"$ref":"#/components/parameters/BunqClientSignature"}],"responses":{"200":{"description":"Challenge request details","content":{"application/json":{"schema":{"type":"object","properties":{"Response":{"type":"array","items":{"type":"object","properties":{"MasterCardIdentityCheckChallengeRequest":{"$ref":"#/components/schemas/MasterCardIdentityCheckChallengeRequest"}}}}}}}}}}}}}}
```

{% openapi-webhook spec="partner-api" name="mastercard\_identity\_check\_challenge\_created" method="post" %}
[partner-api](https://raw.githubusercontent.com/bunq/partner-mcp/main/partner-api-swagger.yaml)
{% endopenapi-webhook %}